August 7, 2013

August 7, 2013
The 10 Worst ATM PINs To Choose


Welcome to another day in my life. Today is Wednesday and we have almost made it through the middle of another work week. I hope you are having a beary safe and great week so far. It is another busy week for Dab the AIDS Bear and me.

In today's world, we have to be so much more careful than when I was young. One of the things we have to protect is our identity and our personal information. That includes your financial information.

Each year about 7 percent of Americans have their debit cards hacked or stolen and 10% fall victim to credit card fraud. The result is more than $5.5 billion in theft attributed to credit card fraud each year. One of the safeguards between would-be thieves and your bank account are four little numbers, a.k.a. your PIN. Choosing those numbers is of the utmost importance in protecting your assets, but, as it turns out, many Americans are using the same PINs, making them vulnerable to hacking.

A new study from DataGenetics, shows that credit and debit card thieves are able to successfully guess more than 25 percent of stolen card PINs within 20 attempts. Why are hackers able to crack a PIN in 20 guesses out of a possible 10,000 combinations? To answer that question, researchers combed the Internet for account numbers and PINs exposed by data breaches and studied the PIN numbers people chose. As it turns out, many people use numeric sequences like “1234″ or “1111″ as their PINs, which makes them vulnerable to hacking. Other popular choices for PINs include birth years, the same digit repeated four times and years made famous by a movie title such as 2012.

Here are the top 10 most-used PINs, according to the DataGenetics study. Because of their popularity, these PINs are, by default, also the least safe ones:

1234
1111
0000
1212
7777
1004
2000
4444
2222
6969

The best PINs are random numbers that have no special significance for the account holder. For what it’s worth, DataGenetics found that the least-used PIN is “8068,” although the number of people using that PIN should rise significantly since this study was published.

Hope this tip helps you keep your account safe from intruders and wishing you a beary safe and great Wednesday!

Until we meet again; here's wishing you health, hope, happiness and just enough.

big bear hug,



Daddy Dab