September 22, 2013

September 22, 2013

7 Ways to Save on Health Expenses

Welcome to another day in my life. Today is Sunday and I hope you are having a beary safe and great weekend so far. It is another busy weekend for Dab the AIDS Bear and me.

Health expenses can be hard on anyone but it is especially hard on people living with chronic or terminal illnesses like HIV/AIDS, cancer, diabetes etc.

So how can you help save on health expenses? That's what I will be blogging about today.

1. Medical ally

If medical bills are driving you crazy, consider hiring a medical billing advocate. For a percentage-based fee, a medical billing specialist will review your health care bills and challenge questionable charges.

2. Free meds

Ask your doctor about prescription samples. You can also contact the pharmaceutical company that makes your medication to see if you qualify for their Patient Assistance Program (PAP).

3. Eye care

If you're 65 or older, you may qualify to have a volunteer ophthalmologist perform a comprehensive medical eye exam and provide up to one year of care at no out-of-pocket cost. Visit 4. Do yoga

It's good for both your body and your mind. Look for free classes in September and October, and find a studio near you. Check 5. Transfer credit

Transfer prescriptions to a new grocery or drugstore when it offers a gift card for store credit, and use that to pay for your purchases. 6. Skip the ER

You don't need the emergency room if you have non-life-threatening medical issues, such as fevers, cuts, minor burns or headaches. A more affordable alternative is a walk-in urgent care center, open seven days a week, no appointments necessary. Search "urgent care centers" online to find those near you. 7. Free tests

Get basic health tests by attending free health fairs in your area. You can find one online by searching under "free health fairs."

Hope these tips help you reign in your health care costs and that you have a beary safe and great Sunday!

Until we meet again; here's wishing you health, hope, happiness and just enough.

big bear hug,

Daddy Dab